Cashflow funding for short-term finances
Cashflow funding is designed as a solution to short-term shortfalls in cash flow, from looming VAT or corporation tax bills to unexpected repair costs. Some cashflow funding options can also aid with longer-term growth and expansion.
There are three main options for cashflow funding – revolving facilities and term loans as short term options, and secured funding for longer-term needs.
Revolving Facilities terms average 1-2 years, after which it ‘revolves’ onto the next period. Revolving credit facilities are often compared to credit cards or overdrafts; businesses are given access to a set credit limit to withdraw and repay over a specified period.
Revolving facilities offer fast cash access, with many businesses receiving funds within 24 hours. So, it’s an excellent option for those unexpected repairs or looming bills to keep your business moving.
Short-term options aren’t the only solutions; longer-term cashflow funding contracts are perfect for those with ambitious growth and expansion plans. These contracts often last for between 1-5 years and can offer particularly competitive rates.
Secured funding is another option, which requires the financial provider to take charge of a property, giving them the security to provide excellent funding rates.
Short & long-term options
Fast cash access
Tackle bills & repairs
Ideal for VAT or PAYE payments
Is cashflow funding right for your business?
Cashflow funding can loosen the chains that may have surrounded your business, providing room for long-term growth and the ability to tackle those unexpected hurdles.
While a strong choice for short-term cash shortfalls, cashflow funding can require higher interest rates than other finance options. Our dedicated Account Directors can take you through your options and start your application to the best finance solution for you.
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All companies face hurdles on the growth path. Our cashflow funding options ease the short- and long-term pressure to help you focus on what matters most. With hundreds of 5* reviews on Trustpilot, there’s a reason our clients trust us with their financing options. Get in touch with our team today to discuss your options.